Ben Franklins Stores Decatur, IL They are a chain of five and dime discount stores found in small towns throughout the United States. They are organized using a franchise system, with individual stores owned by independent proprietors. It was perhaps the first retail franchise, starting in 1927. They are named after Benjamin Franklin, taking a cue in their merchandise offerings from Franklin’s saying, “A penny saved is a penny earned.” Picture from Decatur-Then & Now

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